Manager - Credit 信贷经理

工作职责：
1.To conduct credit investigations so that an intelligent informed decision of a customers credit worthiness, character and ability to pay may be ascertained to justify extension of credit;进行信用调查,根据顾客信用度,特性和支付能力做出信用给予的决定.
2.To ensure the collection of accounts receivable is kept current and follow up closely on over－aged accounts.确保收取的应收帐款是当前的.密切追踪超龄应收款项。
3.To maintain good relations with hotel customers including but not limited to wholesalers, corporate clients, hotel guests, travel agents, tour operators, function organisers, airlines, government etc.与酒店顾客维持良好关系,这些顾客包括并不限于批发商,企业客户,酒店客人,旅行社,旅游经营商,会议组织者,航空公司,政府部门等.
4.To review supporting documents verifying the accuracy of the balance of receivables.审查支持文件,核实应收余额的准确性.
5.To recommend the write off of uncollectible accounts only after a comprehensive pursuit of outstanding monies has taken place.建议只有在全面地追讨拖欠款项后仍无收到的，才能注销不可回收的账户.
6.To report immediately any unfavourable information received affecting a customer’s credit standing so that appropriate action may be taken.应立刻报告影响顾客信贷的不良信息,以采取合理的行动.
7.To report directly to the General Manager and/or Director of Finance on all matters affecting credit and collection.向总经理和/或财务总监直接报告所有影响信贷和收款的事宜.
8.Ensure that all credit application forms are approved and updated annually.确认所有信贷申请表格每年被批准并更新.
9.To supervise the activities of the credit staff in order to achieve an efficient and effective performance of each individuals duties and responsibilities.管理信贷工作人员的活动,以确保每个人有效的工作业绩.
10.To maintain an up to date Credit Manual and ensure that they are strictly adhered to and enforced.保持最 新的信贷手册,并确认他们被严格遵守和执行.
11.To work closely with the Accounts Receivable Supervisor and/ or Clerk to follow up on overdue accounts.与应收帐款主管和/或文员密切合作,跟进逾期账户.
12.To ensure that all collection calls have been made on a timely basis, documented in writing and followed up on a monthly basis.确保所有催款电话及时打出，书面记录,并每月跟进.
13.To schedule credit meetings at least once a month.安排至少每月一次的信贷会议.
14.To ensure that the number of debtor days outstanding is within the acceptable range as stipulated in the policies and procedures manual.确认债务人未偿还天数在政策和程序可以接受的范围内.
15.Ensures that the month end processes are completed in a timely and accurate manner.确保月末关账及时准确地完成.
16.Prepares all supporting documentation for monthly allowances and monthly journal vouchers relating to the receivables ledger.准备所有关于应收帐目的每月扣减和每月凭证的支持文件.
17.Ensures the timely and accurate entry of all credits to the various accounts.确保及时及准确的凭证贷计各帐户。.
18.Handles all customer queries in a timely and effective manner, using preventative rather than curative measures.及时并有效地处理所有客户疑问,使用防止措施,而不是补救措施.
19.Pro－actively follows up on any outstanding accounts to ensure the hotel is protected from loss.积极主动跟进所有拖欠账户,以防止酒店的损失.
20.Prepares all necessary reports pertaining to accounts receivable.准备有关部门应收帐户的所有必要报告.
21.Alert sister hotels on bad debts accounts information to avoid losses might be incurred in other sister hotels提醒姊妹酒店坏账客户名单，避免其他酒店遭受损失
22.Processes and controls all sundry payments made by credit card.处理和控制各类信用卡付款.
23.Maintains an adequate and up to date filing system.维护足够的并且最 新的数据档案系统.
24.Is flexible in relation to working hours, particularly around month end.灵活的工作时间,特别是在月末.
25.Handles all requests and enquiries in a timely, efficient and friendly manner.及时,有效,友好地处理所有要求和询问.
26.Minimises the risks of accidents and workers compensation costs by ensuring the correct work practises are used and that the area is safe from hazards.确保正确的工作实践及该工作区域的安全不受危害,使得意外的风险和员工赔偿费用最小化.
27.To perform any additional tasks assigned to ensure that the hotel functions smoothly.执行一切额外的工作,以确保酒店职能顺利运作.
任职资格：
1.University Preferred Commerce Degree in Accounting and Management.大学会计和管理方面的学位。
2.Previous experience in a managerial operational accounting role.有财务管理经验。
3.At least 3 years of working experience in hotel industry or higher in the other hospitality industry.信贷经理有足够的教育背景,在酒店行业或其他服务行业更高职位至少3年的工作经验。
4.Fluent in written and spoken English.
英文书写及口语流利。
5.Good communication skill with clients.
掌握良好的沟通技巧。
6.Must possess basic computational ability.
基本掌握计算机技能。