信贷经理 Credit Manager

Job Responsibilities 岗位职责
Formulate and implement the hotel’s credit policies, and ensure the credit procedures comply with corporate standards and industry regulations.
负责酒店信用政策的制定与执行，确保信贷流程符合公司标准及行业规范。
Review customer credit applications, assess credit risks, and determine credit limits and payment terms.
审核客户信用申请，评估信用风险，确定授信额度及付款条件。
Manage accounts receivable, follow up on customer payments, and regularly prepare aging analysis reports.
管理应收账款，跟踪客户付款情况，定期出具账龄分析报告。
Organize and carry out collection work for overdue accounts, coordinate and resolve credit disputes to reduce bad debt ratio.
组织并实施逾期账户的催收工作，协调解决信用纠纷，降低坏账率。
Collaborate with Sales, Finance, Front Office and other departments to optimize credit control procedures and improve payment collection efficiency.
与销售、财务、前厅等部门协作，优化信用管控流程，提升回款效率。
Maintain customer credit files and regularly update credit evaluation data to guarantee accurate and complete information.
维护客户信用档案，定期更新信用评估数据，确保信息准确完整。
Participate in major hotel credit decisions, provide professional suggestions and prevent financial risks.
参与酒店重大信用决策，提供专业建议，防范财务风险。
Job Requirements 岗位要求
No restrictions on education background, work experience or age. Candidates with basic knowledge in finance, accounting or hotel management are preferred.
学历不限，工作经验不限，年龄不限，具备财务、会计或酒店管理基础知识者优先。
Familiar with credit management processes; candidates with understanding of hotel credit characteristics or relevant internship/work experience are preferred.
熟悉信用管理流程，了解酒店行业信贷特点或具备相关实习 / 工作经验者优先。
Strong data analysis capabilities; proficient in Excel and financial software for report preparation.
具备较强的数据分析能力，能熟练使用 Excel 及财务软件处理报表。
Good communication and coordination skills, capable of properly managing customer relations and internal coordination matters.
沟通协调能力良好，能妥善处理客户关系及内部协作事宜。
Meticulous, rigorous and highly responsible; able to work under pressure and adapt to a fast-paced working environment.
工作细致严谨，责任心强，能承受一定工作压力，适应快节奏环境。
Possess basic legal knowledge; candidates familiar with Contract Law and laws & regulations related to debt collection are preferred.
具备基本的法律常识，了解合同法、债务催收相关法规者优先。